Rates
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Rates effective May 23, 2025 and are subject to change.
Personal
207 Rewards Checking
207 Rewards Checking
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$1.00 to $9,999.99 $1.00 $1.00 0.02% 0.02% $10,000.00 or more $1.00 $10,000.00 0.05% 0.05%
Minimum Opening Deposit
$1.00 to $9,999.99 $1.00 $10,000.00 or more $1.00
Minimum Balance To Obtain APY
$1.00 to $9,999.99 $1.00 $10,000.00 or more $10,000.00
Annual Percentage Yield (APY)
$1.00 to $9,999.99 0.02% $10,000.00 or more 0.05%
Interest Rate
$1.00 to $9,999.99 0.02% $10,000.00 or more 0.05%
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Champion High-Yield Checking – High Tier*
Champion High-Yield Checking – High Tier*
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$1.00 to $9,999.99 $1.00 $1.00 0.05% 0.05% $10,000.00 to $49,999.99 $1.00 $10,000.00 0.15% 0.15% $50,000.00 to $99,999.99 $1.00 $50,000.00 0.20% 0.20% $100,000.00 to $249,999.99 $1.00 $100,000.00 0.25% 0.25% $250,000.00 to $499,999.99 $1.00 $250,000.00 0.50% 0.50% $500,000.00 to $4,999,999.99 $1.00 $500,000.00 0.60% 0.60% $5,000,000.00 or more $1.00 $5,000,000.00 0.25% 0.25%
Minimum Opening Deposit
$1.00 to $9,999.99 $1.00 $10,000.00 to $49,999.99 $1.00 $50,000.00 to $99,999.99 $1.00 $100,000.00 to $249,999.99 $1.00 $250,000.00 to $499,999.99 $1.00 $500,000.00 to $4,999,999.99 $1.00 $5,000,000.00 or more $1.00
Minimum Balance To Obtain APY
$1.00 to $9,999.99 $1.00 $10,000.00 to $49,999.99 $10,000.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 to $249,999.99 $100,000.00 $250,000.00 to $499,999.99 $250,000.00 $500,000.00 to $4,999,999.99 $500,000.00 $5,000,000.00 or more $5,000,000.00
Annual Percentage Yield (APY)
$1.00 to $9,999.99 0.05% $10,000.00 to $49,999.99 0.15% $50,000.00 to $99,999.99 0.20% $100,000.00 to $249,999.99 0.25% $250,000.00 to $499,999.99 0.50% $500,000.00 to $4,999,999.99 0.60% $5,000,000.00 or more 0.25%
Interest Rate
$1.00 to $9,999.99 0.05% $10,000.00 to $49,999.99 0.15% $50,000.00 to $99,999.99 0.20% $100,000.00 to $249,999.99 0.25% $250,000.00 to $499,999.99 0.50% $500,000.00 to $4,999,999.99 0.60% $5,000,000.00 or more 0.25%
*With one ACH deposit that posts and clears per statement cycle.
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Champion High-Yield Checking – Low Tier**
Champion High-Yield Checking – Low Tier**
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$1.00 to $9,999.99 $1.00 $1.00 0.05% 0.05% $10,000.00 to $49,999.99 $1.00 $10,000 0.05% 0.05% $50,000.00 to $99,999.99 $1.00 $50,000 0.10% 0.10% $100,000.00 to $249,999.99 $1.00 $100,000 0.15% 0.15% $250,000.00 to $499,999.99 $1.00 $250,000 0.20% 0.20% $500,000.00 to $4,999,999.99 $1.00 $500,000 0.20% 0.20% $5,000,000.00 or more $1.00 $5,000,000 0.20% 0.20%
Minimum Opening Deposit
$1.00 to $9,999.99 $1.00 $10,000.00 to $49,999.99 $1.00 $50,000.00 to $99,999.99 $1.00 $100,000.00 to $249,999.99 $1.00 $250,000.00 to $499,999.99 $1.00 $500,000.00 to $4,999,999.99 $1.00 $5,000,000.00 or more $1.00
Minimum Balance To Obtain APY
$1.00 to $9,999.99 $1.00 $10,000.00 to $49,999.99 $10,000 $50,000.00 to $99,999.99 $50,000 $100,000.00 to $249,999.99 $100,000 $250,000.00 to $499,999.99 $250,000 $500,000.00 to $4,999,999.99 $500,000 $5,000,000.00 or more $5,000,000
Annual Percentage Yield (APY)
$1.00 to $9,999.99 0.05% $10,000.00 to $49,999.99 0.05% $50,000.00 to $99,999.99 0.10% $100,000.00 to $249,999.99 0.15% $250,000.00 to $499,999.99 0.20% $500,000.00 to $4,999,999.99 0.20% $5,000,000.00 or more 0.20%
Interest Rate
$1.00 to $9,999.99 0.05% $10,000.00 to $49,999.99 0.05% $50,000.00 to $99,999.99 0.10% $100,000.00 to $249,999.99 0.15% $250,000.00 to $499,999.99 0.20% $500,000.00 to $4,999,999.99 0.20% $5,000,000.00 or more 0.20%
**Without an ACH deposit that posts and clears per statement cycle.
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Health Savings Account
Health Savings Account
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$1.00 to $4,999.99 $0.00 $1.00 0.50% 0.50% $5,000.00 to $9,999.99 $0.00 $5,000.00 0.50% 0.50% $10,000.00 to $19,999.99 $0.00 $10,000.00 0.50% 0.50% $20,000.00 to $49,999.99 $0.00 $20,000.00 0.50% 0.50% $50,000.00 to $74,999.99 $0.00 $50,000.00 0.50% 0.50% $75,000.00 or more $0.00 $75,000.00 0.50% 0.50%
Minimum Opening Deposit
$1.00 to $4,999.99 $0.00 $5,000.00 to $9,999.99 $0.00 $10,000.00 to $19,999.99 $0.00 $20,000.00 to $49,999.99 $0.00 $50,000.00 to $74,999.99 $0.00 $75,000.00 or more $0.00
Minimum Balance To Obtain APY
$1.00 to $4,999.99 $1.00 $5,000.00 to $9,999.99 $5,000.00 $10,000.00 to $19,999.99 $10,000.00 $20,000.00 to $49,999.99 $20,000.00 $50,000.00 to $74,999.99 $50,000.00 $75,000.00 or more $75,000.00
Annual Percentage Yield (APY)
$1.00 to $4,999.99 0.50% $5,000.00 to $9,999.99 0.50% $10,000.00 to $19,999.99 0.50% $20,000.00 to $49,999.99 0.50% $50,000.00 to $74,999.99 0.50% $75,000.00 or more 0.50%
Interest Rate
$1.00 to $4,999.99 0.50% $5,000.00 to $9,999.99 0.50% $10,000.00 to $19,999.99 0.50% $20,000.00 to $49,999.99 0.50% $50,000.00 to $74,999.99 0.50% $75,000.00 or more 0.50%
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
207 Savings
207 Savings
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$250,000.00 and under $1.00 $1.00 1.77% 1.75% over $250,000.00 $1.00 $250,000.00 0.00% 0.00%
Minimum Opening Deposit
$250,000.00 and under $1.00 over $250,000.00 $1.00
Minimum Balance To Obtain APY
$250,000.00 and under $1.00 over $250,000.00 $250,000.00
Annual Percentage Yield (APY)
$250,000.00 and under 1.77% over $250,000.00 0.00%
Interest Rate
$250,000.00 and under 1.75% over $250,000.00 0.00%
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Essential Savings
Essential Savings
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$1.00 to $2,499.99 $1.00 $1.00 0.05% 0.05% $2,500.00 to $9,999.99 $1.00 $2,500.00 0.05% 0.05% $10,000.00 to $24,999.99 $1.00 $10,000.00 0.05% 0.05% $25,000.00 to $49,999.99 $1.00 $20,000.00 0.10% 0.10% $50,000.00 to $99,999.99 $1.00 $50,000.00 0.10% 0.10% $100,000.00 or more $1.00 $100,000.00 0.10% 0.10%
Minimum Opening Deposit
$1.00 to $2,499.99 $1.00 $2,500.00 to $9,999.99 $1.00 $10,000.00 to $24,999.99 $1.00 $25,000.00 to $49,999.99 $1.00 $50,000.00 to $99,999.99 $1.00 $100,000.00 or more $1.00
Minimum Balance To Obtain APY
$1.00 to $2,499.99 $1.00 $2,500.00 to $9,999.99 $2,500.00 $10,000.00 to $24,999.99 $10,000.00 $25,000.00 to $49,999.99 $20,000.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 or more $100,000.00
Annual Percentage Yield (APY)
$1.00 to $2,499.99 0.05% $2,500.00 to $9,999.99 0.05% $10,000.00 to $24,999.99 0.05% $25,000.00 to $49,999.99 0.10% $50,000.00 to $99,999.99 0.10% $100,000.00 or more 0.10%
Interest Rate
$1.00 to $2,499.99 0.05% $2,500.00 to $9,999.99 0.05% $10,000.00 to $24,999.99 0.05% $25,000.00 to $49,999.99 0.10% $50,000.00 to $99,999.99 0.10% $100,000.00 or more 0.10%
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Essential Money Market
Essential Money Market
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$1.00 to $19,999.99 $1.00 $1.00 0.15% 0.15% $20,000.00 to $49,999.99 $1.00 $20,000.00 0.20% 0.20% $50,000.00 to $99,999.99 $1.00 $50,000.00 0.25% 0.25% $100,000.00 to $249,999.99 $1.00 $100,000.00 0.25% 0.25% $250,000.00 to $749,999.99 $1.00 $250,000.00 1.75% 1.73% $750,000.00 or more $1.00 $750,000.00 1.75% 1.73%
Minimum Opening Deposit
$1.00 to $19,999.99 $1.00 $20,000.00 to $49,999.99 $1.00 $50,000.00 to $99,999.99 $1.00 $100,000.00 to $249,999.99 $1.00 $250,000.00 to $749,999.99 $1.00 $750,000.00 or more $1.00
Minimum Balance To Obtain APY
$1.00 to $19,999.99 $1.00 $20,000.00 to $49,999.99 $20,000.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 to $249,999.99 $100,000.00 $250,000.00 to $749,999.99 $250,000.00 $750,000.00 or more $750,000.00
Annual Percentage Yield (APY)
$1.00 to $19,999.99 0.15% $20,000.00 to $49,999.99 0.20% $50,000.00 to $99,999.99 0.25% $100,000.00 to $249,999.99 0.25% $250,000.00 to $749,999.99 1.75% $750,000.00 or more 1.75%
Interest Rate
$1.00 to $19,999.99 0.15% $20,000.00 to $49,999.99 0.20% $50,000.00 to $99,999.99 0.25% $100,000.00 to $249,999.99 0.25% $250,000.00 to $749,999.99 1.73% $750,000.00 or more 1.73%
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Champion High-Yield Money Market
Champion High-Yield Money Market
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$1.00 to $9,999.99 $1.00 $1.00 0.25% 0.25% $10,000.00 to $24,999.99 $1.00 $10,000.00 0.40% 0.40% $25,000.00 to $49,999.99 $1.00 $25,000.00 0.50% 0.50% $50,000.00 to $99,999.99 $1.00 $50,000.00 1.00% 1.00% $100,000.00 to $249,999.99 $1.00 $100,000.00 2.45% 2.42% $250,000.00 or more $1.00 $250,000.00 2.45% 2.42%
Minimum Opening Deposit
$1.00 to $9,999.99 $1.00 $10,000.00 to $24,999.99 $1.00 $25,000.00 to $49,999.99 $1.00 $50,000.00 to $99,999.99 $1.00 $100,000.00 to $249,999.99 $1.00 $250,000.00 or more $1.00
Minimum Balance To Obtain APY
$1.00 to $9,999.99 $1.00 $10,000.00 to $24,999.99 $10,000.00 $25,000.00 to $49,999.99 $25,000.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 to $249,999.99 $100,000.00 $250,000.00 or more $250,000.00
Annual Percentage Yield (APY)
$1.00 to $9,999.99 0.25% $10,000.00 to $24,999.99 0.40% $25,000.00 to $49,999.99 0.50% $50,000.00 to $99,999.99 1.00% $100,000.00 to $249,999.99 2.45% $250,000.00 or more 2.45%
Interest Rate
$1.00 to $9,999.99 0.25% $10,000.00 to $24,999.99 0.40% $25,000.00 to $49,999.99 0.50% $50,000.00 to $99,999.99 1.00% $100,000.00 to $249,999.99 2.42% $250,000.00 or more 2.42%
Accounts are Subject to Approval. Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Business
Interest Business Checking
Interest Business Checking
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$1.00 to $9,999.99 $1.00 $1.00 0.05% 0.05% $10,000.00 to $24,999.99 $1.00 $10,000.00 0.05% 0.05% $25,000.00 to $49,999.99 $1.00 $25,000.00 0.10% 0.10% $50,000.00 to $99,999.99 $1.00 $50,000.00 0.10% 0.10% $100,000.00 to $249,999.99 $1.00 $100,000.00 0.15% 0.15% $250,000.00 or more $1.00 $250,000.00 0.15% 0.15%
Minimum Opening Deposit
$1.00 to $9,999.99 $1.00 $10,000.00 to $24,999.99 $1.00 $25,000.00 to $49,999.99 $1.00 $50,000.00 to $99,999.99 $1.00 $100,000.00 to $249,999.99 $1.00 $250,000.00 or more $1.00
Minimum Balance To Obtain APY
$1.00 to $9,999.99 $1.00 $10,000.00 to $24,999.99 $10,000.00 $25,000.00 to $49,999.99 $25,000.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 to $249,999.99 $100,000.00 $250,000.00 or more $250,000.00
Annual Percentage Yield (APY)
$1.00 to $9,999.99 0.05% $10,000.00 to $24,999.99 0.05% $25,000.00 to $49,999.99 0.10% $50,000.00 to $99,999.99 0.10% $100,000.00 to $249,999.99 0.15% $250,000.00 or more 0.15%
Interest Rate
$1.00 to $9,999.99 0.05% $10,000.00 to $24,999.99 0.05% $25,000.00 to $49,999.99 0.10% $50,000.00 to $99,999.99 0.10% $100,000.00 to $249,999.99 0.15% $250,000.00 or more 0.15%
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
*$10 monthly maintenance service charge applies if minimum average daily balance falls below $2,500.
IOLTA & RAHF Checking
IOLTA & RAHF Checking
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$1.00 or more $1.00 $1.00 0.50% 0.50%
Minimum Opening Deposit
$1.00 or more $1.00
Minimum Balance To Obtain APY
$1.00 or more $1.00
Annual Percentage Yield (APY)
$1.00 or more 0.50%
Interest Rate
$1.00 or more 0.50%
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Smart Business Savings
Smart Business Savings
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$1.00 to $9,999.99 $1.00 $1.00 0.10% 0.10% $10,000.00 to $24,999.99 $1.00 $10,000.00 0.10% 0.10% $25,000.00 to $49,999.99 $1.00 $25,000.00 0.25% 0.25% $50,000.00 to $99,999.99 $1.00 $50,000.00 0.25% 0.25% $100,000.00 to $249,999.99 $1.00 $100,000.00 2.00% 1.98% $250,000.00 or more $1.00 $250,000.00 2.50% 2.47%
Minimum Opening Deposit
$1.00 to $9,999.99 $1.00 $10,000.00 to $24,999.99 $1.00 $25,000.00 to $49,999.99 $1.00 $50,000.00 to $99,999.99 $1.00 $100,000.00 to $249,999.99 $1.00 $250,000.00 or more $1.00
Minimum Balance To Obtain APY
$1.00 to $9,999.99 $1.00 $10,000.00 to $24,999.99 $10,000.00 $25,000.00 to $49,999.99 $25,000.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 to $249,999.99 $100,000.00 $250,000.00 or more $250,000.00
Annual Percentage Yield (APY)
$1.00 to $9,999.99 0.10% $10,000.00 to $24,999.99 0.10% $25,000.00 to $49,999.99 0.25% $50,000.00 to $99,999.99 0.25% $100,000.00 to $249,999.99 2.00% $250,000.00 or more 2.50%
Interest Rate
$1.00 to $9,999.99 0.10% $10,000.00 to $24,999.99 0.10% $25,000.00 to $49,999.99 0.25% $50,000.00 to $99,999.99 0.25% $100,000.00 to $249,999.99 1.98% $250,000.00 or more 2.47%
Accounts are Subject to Approval.
Rates are subject to change without notice. Fees may reduce earnings.
Smart Business Money Market
Smart Business Money Market
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$1.00 to $24.999.99 $1.00 $1.00 0.20% 0.20% $25,000.00 to $99,999.99 $1.00 $25,000.00 0.45% 0.45% $100,000.00 to $249,999.99 $1.00 $100,000.00 0.60% 0.60% $250,000.00 to $749,999.99 $1.00 $250,000.00 1.50% 1.49% $750,000.00 to $999,999.99 $1.00 $750,000.00 1.50% 1.49% $1,000,000.00 or more $1.00 $1,000,000.00 1.50% 1.49%
Minimum Opening Deposit
$1.00 to $24.999.99 $1.00 $25,000.00 to $99,999.99 $1.00 $100,000.00 to $249,999.99 $1.00 $250,000.00 to $749,999.99 $1.00 $750,000.00 to $999,999.99 $1.00 $1,000,000.00 or more $1.00
Minimum Balance To Obtain APY
$1.00 to $24.999.99 $1.00 $25,000.00 to $99,999.99 $25,000.00 $100,000.00 to $249,999.99 $100,000.00 $250,000.00 to $749,999.99 $250,000.00 $750,000.00 to $999,999.99 $750,000.00 $1,000,000.00 or more $1,000,000.00
Annual Percentage Yield (APY)
$1.00 to $24.999.99 0.20% $25,000.00 to $99,999.99 0.45% $100,000.00 to $249,999.99 0.60% $250,000.00 to $749,999.99 1.50% $750,000.00 to $999,999.99 1.50% $1,000,000.00 or more 1.50%
Interest Rate
$1.00 to $24.999.99 0.20% $25,000.00 to $99,999.99 0.45% $100,000.00 to $249,999.99 0.60% $250,000.00 to $749,999.99 1.49% $750,000.00 to $999,999.99 1.49% $1,000,000.00 or more 1.49%
Accounts are Subject to Approval.
*Conversion to a transaction account or account closure may be required if transaction limitations are exceeded.
Treasury Advantage Business Money Market
Treasury Advantage Business Money Market
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
$1.00 to $49,999.99 $1.00 $1.00 0.43% 0.43% $50,000.00 to $99,999.99 $1.00 $50,000.00 0.86% 0.86% $100,000.00 to $249,999.99 $1.00 $100,000.00 1.29% 1.29% $250,000.00 to $749,999.99 $1.00 $250,000.00 1.73% 1.71% $750,000.00 to $999,999.99 $1.00 $750,000.00 1.95% 1.93% $1,000,000.00 or more $1.00 $1,000,000.00 2.17% 2.14%
Minimum Opening Deposit
$1.00 to $49,999.99 $1.00 $50,000.00 to $99,999.99 $1.00 $100,000.00 to $249,999.99 $1.00 $250,000.00 to $749,999.99 $1.00 $750,000.00 to $999,999.99 $1.00 $1,000,000.00 or more $1.00
Minimum Balance To Obtain APY
$1.00 to $49,999.99 $1.00 $50,000.00 to $99,999.99 $50,000.00 $100,000.00 to $249,999.99 $100,000.00 $250,000.00 to $749,999.99 $250,000.00 $750,000.00 to $999,999.99 $750,000.00 $1,000,000.00 or more $1,000,000.00
Annual Percentage Yield (APY)
$1.00 to $49,999.99 0.43% $50,000.00 to $99,999.99 0.86% $100,000.00 to $249,999.99 1.29% $250,000.00 to $749,999.99 1.73% $750,000.00 to $999,999.99 1.95% $1,000,000.00 or more 2.17%
Interest Rate
$1.00 to $49,999.99 0.43% $50,000.00 to $99,999.99 0.86% $100,000.00 to $249,999.99 1.29% $250,000.00 to $749,999.99 1.71% $750,000.00 to $999,999.99 1.93% $1,000,000.00 or more 2.14%
Accounts are Subject to Approval.
Rates have a floor of 0.15% and a ceiling of 3.50%.
*Conversion to a transaction account or account closure may be required if transaction limitations are exceeded.
CDs & IRAs
Certificates of Deposit (CDs) – Standard Rates
Certificates of Deposit (CDs) – Standard Rates
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
91 Day $500.00 $500.00 2.25% 2.23% 6 Month $500.00 $500.00 2.00% 1.98% 12 Month $500.00 $500.00 2.00% 1.98% 18 Month $500.00 $500.00 2.00% 1.98% 24 Month $500.00 $500.00 2.00% 1.98% 36 Month $500.00 $500.00 2.00% 1.98% 48 Month $500.00 $500.00 2.00% 1.98% 60 Month $500.00 $500.00 2.00% 1.98%
Minimum Opening Deposit
91 Day $500.00 6 Month $500.00 12 Month $500.00 18 Month $500.00 24 Month $500.00 36 Month $500.00 48 Month $500.00 60 Month $500.00
Minimum Balance To Obtain APY
91 Day $500.00 6 Month $500.00 12 Month $500.00 18 Month $500.00 24 Month $500.00 36 Month $500.00 48 Month $500.00 60 Month $500.00
Annual Percentage Yield (APY)
91 Day 2.25% 6 Month 2.00% 12 Month 2.00% 18 Month 2.00% 24 Month 2.00% 36 Month 2.00% 48 Month 2.00% 60 Month 2.00%
Interest Rate
91 Day 2.23% 6 Month 1.98% 12 Month 1.98% 18 Month 1.98% 24 Month 1.98% 36 Month 1.98% 48 Month 1.98% 60 Month 1.98%
Certificates of Deposit are available for personal banking and business banking customers.
The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.
Certificates of Deposit (CDs) – Special Offerings
Certificates of Deposit (CDs) – Special Offerings
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
6 Month Special $500.00 $500.00 3.85% 3.78% 12 Month Special $500.00 $500.00 3.75% 3.68%
Minimum Opening Deposit
6 Month Special $500.00 12 Month Special $500.00
Minimum Balance To Obtain APY
6 Month Special $500.00 12 Month Special $500.00
Annual Percentage Yield (APY)
6 Month Special 3.85% 12 Month Special 3.75%
Interest Rate
6 Month Special 3.78% 12 Month Special 3.68%
Certificates of Deposit are available for personal banking and business banking customers.
The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.
Individual Retirement Accounts (IRAs)
Individual Retirement Accounts (IRAs)
Minimum Opening Deposit
Minimum Balance To Obtain APY
Annual Percentage Yield (APY)
Interest Rate
6 Month $500.00 $500.00 3.85% 3.78% 12 Month $500.00 $500.00 3.75% 3.68% 18 Month $500.00 $500.00 2.00% 1.98% 24 Month $500.00 $500.00 2.00% 1.98% 36 Month $500.00 $500.00 2.00% 1.98% 48 Month $500.00 $500.00 2.00% 1.98% 60 Month $500.00 $500.00 2.00% 1.98%
Minimum Opening Deposit
6 Month $500.00 12 Month $500.00 18 Month $500.00 24 Month $500.00 36 Month $500.00 48 Month $500.00 60 Month $500.00
Minimum Balance To Obtain APY
6 Month $500.00 12 Month $500.00 18 Month $500.00 24 Month $500.00 36 Month $500.00 48 Month $500.00 60 Month $500.00
Annual Percentage Yield (APY)
6 Month 3.85% 12 Month 3.75% 18 Month 2.00% 24 Month 2.00% 36 Month 2.00% 48 Month 2.00% 60 Month 2.00%
Interest Rate
6 Month 3.78% 12 Month 3.68% 18 Month 1.98% 24 Month 1.98% 36 Month 1.98% 48 Month 1.98% 60 Month 1.98%
Business customers are not eligible for Individual Retirement Accounts.
The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.
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Rates effective May 23, 2025 and are subject to change.Personal
207 Rewards Checking
207 Rewards Checking |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $1.00 to $9,999.99 | $1.00 | $1.00 | 0.02% | 0.02% |
| $10,000.00 or more | $1.00 | $10,000.00 | 0.05% | 0.05% |
| Minimum Opening Deposit |
|
|---|---|
| $1.00 to $9,999.99 | $1.00 |
| $10,000.00 or more | $1.00 |
| Minimum Balance To Obtain APY |
|
| $1.00 to $9,999.99 | $1.00 |
| $10,000.00 or more | $10,000.00 |
| Annual Percentage Yield (APY) |
|
| $1.00 to $9,999.99 | 0.02% |
| $10,000.00 or more | 0.05% |
| Interest Rate | |
| $1.00 to $9,999.99 | 0.02% |
| $10,000.00 or more | 0.05% |
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Champion High-Yield Checking – High Tier*
Champion High-Yield Checking – High Tier* |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $1.00 to $9,999.99 | $1.00 | $1.00 | 0.05% | 0.05% |
| $10,000.00 to $49,999.99 | $1.00 | $10,000.00 | 0.15% | 0.15% |
| $50,000.00 to $99,999.99 | $1.00 | $50,000.00 | 0.20% | 0.20% |
| $100,000.00 to $249,999.99 | $1.00 | $100,000.00 | 0.25% | 0.25% |
| $250,000.00 to $499,999.99 | $1.00 | $250,000.00 | 0.50% | 0.50% |
| $500,000.00 to $4,999,999.99 | $1.00 | $500,000.00 | 0.60% | 0.60% |
| $5,000,000.00 or more | $1.00 | $5,000,000.00 | 0.25% | 0.25% |
| Minimum Opening Deposit |
|
|---|---|
| $1.00 to $9,999.99 | $1.00 |
| $10,000.00 to $49,999.99 | $1.00 |
| $50,000.00 to $99,999.99 | $1.00 |
| $100,000.00 to $249,999.99 | $1.00 |
| $250,000.00 to $499,999.99 | $1.00 |
| $500,000.00 to $4,999,999.99 | $1.00 |
| $5,000,000.00 or more | $1.00 |
| Minimum Balance To Obtain APY |
|
| $1.00 to $9,999.99 | $1.00 |
| $10,000.00 to $49,999.99 | $10,000.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 to $249,999.99 | $100,000.00 |
| $250,000.00 to $499,999.99 | $250,000.00 |
| $500,000.00 to $4,999,999.99 | $500,000.00 |
| $5,000,000.00 or more | $5,000,000.00 |
| Annual Percentage Yield (APY) |
|
| $1.00 to $9,999.99 | 0.05% |
| $10,000.00 to $49,999.99 | 0.15% |
| $50,000.00 to $99,999.99 | 0.20% |
| $100,000.00 to $249,999.99 | 0.25% |
| $250,000.00 to $499,999.99 | 0.50% |
| $500,000.00 to $4,999,999.99 | 0.60% |
| $5,000,000.00 or more | 0.25% |
| Interest Rate | |
| $1.00 to $9,999.99 | 0.05% |
| $10,000.00 to $49,999.99 | 0.15% |
| $50,000.00 to $99,999.99 | 0.20% |
| $100,000.00 to $249,999.99 | 0.25% |
| $250,000.00 to $499,999.99 | 0.50% |
| $500,000.00 to $4,999,999.99 | 0.60% |
| $5,000,000.00 or more | 0.25% |
*With one ACH deposit that posts and clears per statement cycle.
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Champion High-Yield Checking – Low Tier**
Champion High-Yield Checking – Low Tier** |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $1.00 to $9,999.99 | $1.00 | $1.00 | 0.05% | 0.05% |
| $10,000.00 to $49,999.99 | $1.00 | $10,000 | 0.05% | 0.05% |
| $50,000.00 to $99,999.99 | $1.00 | $50,000 | 0.10% | 0.10% |
| $100,000.00 to $249,999.99 | $1.00 | $100,000 | 0.15% | 0.15% |
| $250,000.00 to $499,999.99 | $1.00 | $250,000 | 0.20% | 0.20% |
| $500,000.00 to $4,999,999.99 | $1.00 | $500,000 | 0.20% | 0.20% |
| $5,000,000.00 or more | $1.00 | $5,000,000 | 0.20% | 0.20% |
| Minimum Opening Deposit |
|
|---|---|
| $1.00 to $9,999.99 | $1.00 |
| $10,000.00 to $49,999.99 | $1.00 |
| $50,000.00 to $99,999.99 | $1.00 |
| $100,000.00 to $249,999.99 | $1.00 |
| $250,000.00 to $499,999.99 | $1.00 |
| $500,000.00 to $4,999,999.99 | $1.00 |
| $5,000,000.00 or more | $1.00 |
| Minimum Balance To Obtain APY |
|
| $1.00 to $9,999.99 | $1.00 |
| $10,000.00 to $49,999.99 | $10,000 |
| $50,000.00 to $99,999.99 | $50,000 |
| $100,000.00 to $249,999.99 | $100,000 |
| $250,000.00 to $499,999.99 | $250,000 |
| $500,000.00 to $4,999,999.99 | $500,000 |
| $5,000,000.00 or more | $5,000,000 |
| Annual Percentage Yield (APY) |
|
| $1.00 to $9,999.99 | 0.05% |
| $10,000.00 to $49,999.99 | 0.05% |
| $50,000.00 to $99,999.99 | 0.10% |
| $100,000.00 to $249,999.99 | 0.15% |
| $250,000.00 to $499,999.99 | 0.20% |
| $500,000.00 to $4,999,999.99 | 0.20% |
| $5,000,000.00 or more | 0.20% |
| Interest Rate | |
| $1.00 to $9,999.99 | 0.05% |
| $10,000.00 to $49,999.99 | 0.05% |
| $50,000.00 to $99,999.99 | 0.10% |
| $100,000.00 to $249,999.99 | 0.15% |
| $250,000.00 to $499,999.99 | 0.20% |
| $500,000.00 to $4,999,999.99 | 0.20% |
| $5,000,000.00 or more | 0.20% |
**Without an ACH deposit that posts and clears per statement cycle.
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Health Savings Account
Health Savings Account |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $1.00 to $4,999.99 | $0.00 | $1.00 | 0.50% | 0.50% |
| $5,000.00 to $9,999.99 | $0.00 | $5,000.00 | 0.50% | 0.50% |
| $10,000.00 to $19,999.99 | $0.00 | $10,000.00 | 0.50% | 0.50% |
| $20,000.00 to $49,999.99 | $0.00 | $20,000.00 | 0.50% | 0.50% |
| $50,000.00 to $74,999.99 | $0.00 | $50,000.00 | 0.50% | 0.50% |
| $75,000.00 or more | $0.00 | $75,000.00 | 0.50% | 0.50% |
| Minimum Opening Deposit |
|
|---|---|
| $1.00 to $4,999.99 | $0.00 |
| $5,000.00 to $9,999.99 | $0.00 |
| $10,000.00 to $19,999.99 | $0.00 |
| $20,000.00 to $49,999.99 | $0.00 |
| $50,000.00 to $74,999.99 | $0.00 |
| $75,000.00 or more | $0.00 |
| Minimum Balance To Obtain APY |
|
| $1.00 to $4,999.99 | $1.00 |
| $5,000.00 to $9,999.99 | $5,000.00 |
| $10,000.00 to $19,999.99 | $10,000.00 |
| $20,000.00 to $49,999.99 | $20,000.00 |
| $50,000.00 to $74,999.99 | $50,000.00 |
| $75,000.00 or more | $75,000.00 |
| Annual Percentage Yield (APY) |
|
| $1.00 to $4,999.99 | 0.50% |
| $5,000.00 to $9,999.99 | 0.50% |
| $10,000.00 to $19,999.99 | 0.50% |
| $20,000.00 to $49,999.99 | 0.50% |
| $50,000.00 to $74,999.99 | 0.50% |
| $75,000.00 or more | 0.50% |
| Interest Rate | |
| $1.00 to $4,999.99 | 0.50% |
| $5,000.00 to $9,999.99 | 0.50% |
| $10,000.00 to $19,999.99 | 0.50% |
| $20,000.00 to $49,999.99 | 0.50% |
| $50,000.00 to $74,999.99 | 0.50% |
| $75,000.00 or more | 0.50% |
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
207 Savings
207 Savings |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $250,000.00 and under | $1.00 | $1.00 | 1.77% | 1.75% |
| over $250,000.00 | $1.00 | $250,000.00 | 0.00% | 0.00% |
| Minimum Opening Deposit |
|
|---|---|
| $250,000.00 and under | $1.00 |
| over $250,000.00 | $1.00 |
| Minimum Balance To Obtain APY |
|
| $250,000.00 and under | $1.00 |
| over $250,000.00 | $250,000.00 |
| Annual Percentage Yield (APY) |
|
| $250,000.00 and under | 1.77% |
| over $250,000.00 | 0.00% |
| Interest Rate | |
| $250,000.00 and under | 1.75% |
| over $250,000.00 | 0.00% |
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Essential Savings
Essential Savings |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $1.00 to $2,499.99 | $1.00 | $1.00 | 0.05% | 0.05% |
| $2,500.00 to $9,999.99 | $1.00 | $2,500.00 | 0.05% | 0.05% |
| $10,000.00 to $24,999.99 | $1.00 | $10,000.00 | 0.05% | 0.05% |
| $25,000.00 to $49,999.99 | $1.00 | $20,000.00 | 0.10% | 0.10% |
| $50,000.00 to $99,999.99 | $1.00 | $50,000.00 | 0.10% | 0.10% |
| $100,000.00 or more | $1.00 | $100,000.00 | 0.10% | 0.10% |
| Minimum Opening Deposit |
|
|---|---|
| $1.00 to $2,499.99 | $1.00 |
| $2,500.00 to $9,999.99 | $1.00 |
| $10,000.00 to $24,999.99 | $1.00 |
| $25,000.00 to $49,999.99 | $1.00 |
| $50,000.00 to $99,999.99 | $1.00 |
| $100,000.00 or more | $1.00 |
| Minimum Balance To Obtain APY |
|
| $1.00 to $2,499.99 | $1.00 |
| $2,500.00 to $9,999.99 | $2,500.00 |
| $10,000.00 to $24,999.99 | $10,000.00 |
| $25,000.00 to $49,999.99 | $20,000.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 or more | $100,000.00 |
| Annual Percentage Yield (APY) |
|
| $1.00 to $2,499.99 | 0.05% |
| $2,500.00 to $9,999.99 | 0.05% |
| $10,000.00 to $24,999.99 | 0.05% |
| $25,000.00 to $49,999.99 | 0.10% |
| $50,000.00 to $99,999.99 | 0.10% |
| $100,000.00 or more | 0.10% |
| Interest Rate | |
| $1.00 to $2,499.99 | 0.05% |
| $2,500.00 to $9,999.99 | 0.05% |
| $10,000.00 to $24,999.99 | 0.05% |
| $25,000.00 to $49,999.99 | 0.10% |
| $50,000.00 to $99,999.99 | 0.10% |
| $100,000.00 or more | 0.10% |
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Essential Money Market
Essential Money Market |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $1.00 to $19,999.99 | $1.00 | $1.00 | 0.15% | 0.15% |
| $20,000.00 to $49,999.99 | $1.00 | $20,000.00 | 0.20% | 0.20% |
| $50,000.00 to $99,999.99 | $1.00 | $50,000.00 | 0.25% | 0.25% |
| $100,000.00 to $249,999.99 | $1.00 | $100,000.00 | 0.25% | 0.25% |
| $250,000.00 to $749,999.99 | $1.00 | $250,000.00 | 1.75% | 1.73% |
| $750,000.00 or more | $1.00 | $750,000.00 | 1.75% | 1.73% |
| Minimum Opening Deposit |
|
|---|---|
| $1.00 to $19,999.99 | $1.00 |
| $20,000.00 to $49,999.99 | $1.00 |
| $50,000.00 to $99,999.99 | $1.00 |
| $100,000.00 to $249,999.99 | $1.00 |
| $250,000.00 to $749,999.99 | $1.00 |
| $750,000.00 or more | $1.00 |
| Minimum Balance To Obtain APY |
|
| $1.00 to $19,999.99 | $1.00 |
| $20,000.00 to $49,999.99 | $20,000.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 to $249,999.99 | $100,000.00 |
| $250,000.00 to $749,999.99 | $250,000.00 |
| $750,000.00 or more | $750,000.00 |
| Annual Percentage Yield (APY) |
|
| $1.00 to $19,999.99 | 0.15% |
| $20,000.00 to $49,999.99 | 0.20% |
| $50,000.00 to $99,999.99 | 0.25% |
| $100,000.00 to $249,999.99 | 0.25% |
| $250,000.00 to $749,999.99 | 1.75% |
| $750,000.00 or more | 1.75% |
| Interest Rate | |
| $1.00 to $19,999.99 | 0.15% |
| $20,000.00 to $49,999.99 | 0.20% |
| $50,000.00 to $99,999.99 | 0.25% |
| $100,000.00 to $249,999.99 | 0.25% |
| $250,000.00 to $749,999.99 | 1.73% |
| $750,000.00 or more | 1.73% |
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Champion High-Yield Money Market
Champion High-Yield Money Market |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $1.00 to $9,999.99 | $1.00 | $1.00 | 0.25% | 0.25% |
| $10,000.00 to $24,999.99 | $1.00 | $10,000.00 | 0.40% | 0.40% |
| $25,000.00 to $49,999.99 | $1.00 | $25,000.00 | 0.50% | 0.50% |
| $50,000.00 to $99,999.99 | $1.00 | $50,000.00 | 1.00% | 1.00% |
| $100,000.00 to $249,999.99 | $1.00 | $100,000.00 | 2.45% | 2.42% |
| $250,000.00 or more | $1.00 | $250,000.00 | 2.45% | 2.42% |
| Minimum Opening Deposit |
|
|---|---|
| $1.00 to $9,999.99 | $1.00 |
| $10,000.00 to $24,999.99 | $1.00 |
| $25,000.00 to $49,999.99 | $1.00 |
| $50,000.00 to $99,999.99 | $1.00 |
| $100,000.00 to $249,999.99 | $1.00 |
| $250,000.00 or more | $1.00 |
| Minimum Balance To Obtain APY |
|
| $1.00 to $9,999.99 | $1.00 |
| $10,000.00 to $24,999.99 | $10,000.00 |
| $25,000.00 to $49,999.99 | $25,000.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 to $249,999.99 | $100,000.00 |
| $250,000.00 or more | $250,000.00 |
| Annual Percentage Yield (APY) |
|
| $1.00 to $9,999.99 | 0.25% |
| $10,000.00 to $24,999.99 | 0.40% |
| $25,000.00 to $49,999.99 | 0.50% |
| $50,000.00 to $99,999.99 | 1.00% |
| $100,000.00 to $249,999.99 | 2.45% |
| $250,000.00 or more | 2.45% |
| Interest Rate | |
| $1.00 to $9,999.99 | 0.25% |
| $10,000.00 to $24,999.99 | 0.40% |
| $25,000.00 to $49,999.99 | 0.50% |
| $50,000.00 to $99,999.99 | 1.00% |
| $100,000.00 to $249,999.99 | 2.42% |
| $250,000.00 or more | 2.42% |
Accounts are Subject to Approval. Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Business
Interest Business Checking
Interest Business Checking |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $1.00 to $9,999.99 | $1.00 | $1.00 | 0.05% | 0.05% |
| $10,000.00 to $24,999.99 | $1.00 | $10,000.00 | 0.05% | 0.05% |
| $25,000.00 to $49,999.99 | $1.00 | $25,000.00 | 0.10% | 0.10% |
| $50,000.00 to $99,999.99 | $1.00 | $50,000.00 | 0.10% | 0.10% |
| $100,000.00 to $249,999.99 | $1.00 | $100,000.00 | 0.15% | 0.15% |
| $250,000.00 or more | $1.00 | $250,000.00 | 0.15% | 0.15% |
| Minimum Opening Deposit |
|
|---|---|
| $1.00 to $9,999.99 | $1.00 |
| $10,000.00 to $24,999.99 | $1.00 |
| $25,000.00 to $49,999.99 | $1.00 |
| $50,000.00 to $99,999.99 | $1.00 |
| $100,000.00 to $249,999.99 | $1.00 |
| $250,000.00 or more | $1.00 |
| Minimum Balance To Obtain APY |
|
| $1.00 to $9,999.99 | $1.00 |
| $10,000.00 to $24,999.99 | $10,000.00 |
| $25,000.00 to $49,999.99 | $25,000.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 to $249,999.99 | $100,000.00 |
| $250,000.00 or more | $250,000.00 |
| Annual Percentage Yield (APY) |
|
| $1.00 to $9,999.99 | 0.05% |
| $10,000.00 to $24,999.99 | 0.05% |
| $25,000.00 to $49,999.99 | 0.10% |
| $50,000.00 to $99,999.99 | 0.10% |
| $100,000.00 to $249,999.99 | 0.15% |
| $250,000.00 or more | 0.15% |
| Interest Rate | |
| $1.00 to $9,999.99 | 0.05% |
| $10,000.00 to $24,999.99 | 0.05% |
| $25,000.00 to $49,999.99 | 0.10% |
| $50,000.00 to $99,999.99 | 0.10% |
| $100,000.00 to $249,999.99 | 0.15% |
| $250,000.00 or more | 0.15% |
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
*$10 monthly maintenance service charge applies if minimum average daily balance falls below $2,500.
IOLTA & RAHF Checking
IOLTA & RAHF Checking |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $1.00 or more | $1.00 | $1.00 | 0.50% | 0.50% |
| Minimum Opening Deposit |
|
|---|---|
| $1.00 or more | $1.00 |
| Minimum Balance To Obtain APY |
|
| $1.00 or more | $1.00 |
| Annual Percentage Yield (APY) |
|
| $1.00 or more | 0.50% |
| Interest Rate | |
| $1.00 or more | 0.50% |
Accounts are Subject to Approval.
Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain APY on all deposit accounts.
Smart Business Savings
Smart Business Savings |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $1.00 to $9,999.99 | $1.00 | $1.00 | 0.10% | 0.10% |
| $10,000.00 to $24,999.99 | $1.00 | $10,000.00 | 0.10% | 0.10% |
| $25,000.00 to $49,999.99 | $1.00 | $25,000.00 | 0.25% | 0.25% |
| $50,000.00 to $99,999.99 | $1.00 | $50,000.00 | 0.25% | 0.25% |
| $100,000.00 to $249,999.99 | $1.00 | $100,000.00 | 2.00% | 1.98% |
| $250,000.00 or more | $1.00 | $250,000.00 | 2.50% | 2.47% |
| Minimum Opening Deposit |
|
|---|---|
| $1.00 to $9,999.99 | $1.00 |
| $10,000.00 to $24,999.99 | $1.00 |
| $25,000.00 to $49,999.99 | $1.00 |
| $50,000.00 to $99,999.99 | $1.00 |
| $100,000.00 to $249,999.99 | $1.00 |
| $250,000.00 or more | $1.00 |
| Minimum Balance To Obtain APY |
|
| $1.00 to $9,999.99 | $1.00 |
| $10,000.00 to $24,999.99 | $10,000.00 |
| $25,000.00 to $49,999.99 | $25,000.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 to $249,999.99 | $100,000.00 |
| $250,000.00 or more | $250,000.00 |
| Annual Percentage Yield (APY) |
|
| $1.00 to $9,999.99 | 0.10% |
| $10,000.00 to $24,999.99 | 0.10% |
| $25,000.00 to $49,999.99 | 0.25% |
| $50,000.00 to $99,999.99 | 0.25% |
| $100,000.00 to $249,999.99 | 2.00% |
| $250,000.00 or more | 2.50% |
| Interest Rate | |
| $1.00 to $9,999.99 | 0.10% |
| $10,000.00 to $24,999.99 | 0.10% |
| $25,000.00 to $49,999.99 | 0.25% |
| $50,000.00 to $99,999.99 | 0.25% |
| $100,000.00 to $249,999.99 | 1.98% |
| $250,000.00 or more | 2.47% |
Accounts are Subject to Approval.
Rates are subject to change without notice. Fees may reduce earnings.
Smart Business Money Market
Smart Business Money Market |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $1.00 to $24.999.99 | $1.00 | $1.00 | 0.20% | 0.20% |
| $25,000.00 to $99,999.99 | $1.00 | $25,000.00 | 0.45% | 0.45% |
| $100,000.00 to $249,999.99 | $1.00 | $100,000.00 | 0.60% | 0.60% |
| $250,000.00 to $749,999.99 | $1.00 | $250,000.00 | 1.50% | 1.49% |
| $750,000.00 to $999,999.99 | $1.00 | $750,000.00 | 1.50% | 1.49% |
| $1,000,000.00 or more | $1.00 | $1,000,000.00 | 1.50% | 1.49% |
| Minimum Opening Deposit |
|
|---|---|
| $1.00 to $24.999.99 | $1.00 |
| $25,000.00 to $99,999.99 | $1.00 |
| $100,000.00 to $249,999.99 | $1.00 |
| $250,000.00 to $749,999.99 | $1.00 |
| $750,000.00 to $999,999.99 | $1.00 |
| $1,000,000.00 or more | $1.00 |
| Minimum Balance To Obtain APY |
|
| $1.00 to $24.999.99 | $1.00 |
| $25,000.00 to $99,999.99 | $25,000.00 |
| $100,000.00 to $249,999.99 | $100,000.00 |
| $250,000.00 to $749,999.99 | $250,000.00 |
| $750,000.00 to $999,999.99 | $750,000.00 |
| $1,000,000.00 or more | $1,000,000.00 |
| Annual Percentage Yield (APY) |
|
| $1.00 to $24.999.99 | 0.20% |
| $25,000.00 to $99,999.99 | 0.45% |
| $100,000.00 to $249,999.99 | 0.60% |
| $250,000.00 to $749,999.99 | 1.50% |
| $750,000.00 to $999,999.99 | 1.50% |
| $1,000,000.00 or more | 1.50% |
| Interest Rate | |
| $1.00 to $24.999.99 | 0.20% |
| $25,000.00 to $99,999.99 | 0.45% |
| $100,000.00 to $249,999.99 | 0.60% |
| $250,000.00 to $749,999.99 | 1.49% |
| $750,000.00 to $999,999.99 | 1.49% |
| $1,000,000.00 or more | 1.49% |
Accounts are Subject to Approval.
*Conversion to a transaction account or account closure may be required if transaction limitations are exceeded.
Treasury Advantage Business Money Market
Treasury Advantage Business Money Market |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| $1.00 to $49,999.99 | $1.00 | $1.00 | 0.43% | 0.43% |
| $50,000.00 to $99,999.99 | $1.00 | $50,000.00 | 0.86% | 0.86% |
| $100,000.00 to $249,999.99 | $1.00 | $100,000.00 | 1.29% | 1.29% |
| $250,000.00 to $749,999.99 | $1.00 | $250,000.00 | 1.73% | 1.71% |
| $750,000.00 to $999,999.99 | $1.00 | $750,000.00 | 1.95% | 1.93% |
| $1,000,000.00 or more | $1.00 | $1,000,000.00 | 2.17% | 2.14% |
| Minimum Opening Deposit |
|
|---|---|
| $1.00 to $49,999.99 | $1.00 |
| $50,000.00 to $99,999.99 | $1.00 |
| $100,000.00 to $249,999.99 | $1.00 |
| $250,000.00 to $749,999.99 | $1.00 |
| $750,000.00 to $999,999.99 | $1.00 |
| $1,000,000.00 or more | $1.00 |
| Minimum Balance To Obtain APY |
|
| $1.00 to $49,999.99 | $1.00 |
| $50,000.00 to $99,999.99 | $50,000.00 |
| $100,000.00 to $249,999.99 | $100,000.00 |
| $250,000.00 to $749,999.99 | $250,000.00 |
| $750,000.00 to $999,999.99 | $750,000.00 |
| $1,000,000.00 or more | $1,000,000.00 |
| Annual Percentage Yield (APY) |
|
| $1.00 to $49,999.99 | 0.43% |
| $50,000.00 to $99,999.99 | 0.86% |
| $100,000.00 to $249,999.99 | 1.29% |
| $250,000.00 to $749,999.99 | 1.73% |
| $750,000.00 to $999,999.99 | 1.95% |
| $1,000,000.00 or more | 2.17% |
| Interest Rate | |
| $1.00 to $49,999.99 | 0.43% |
| $50,000.00 to $99,999.99 | 0.86% |
| $100,000.00 to $249,999.99 | 1.29% |
| $250,000.00 to $749,999.99 | 1.71% |
| $750,000.00 to $999,999.99 | 1.93% |
| $1,000,000.00 or more | 2.14% |
Accounts are Subject to Approval.
Rates have a floor of 0.15% and a ceiling of 3.50%.
*Conversion to a transaction account or account closure may be required if transaction limitations are exceeded.
CDs & IRAs
Certificates of Deposit (CDs) – Standard Rates
Certificates of Deposit (CDs) – Standard Rates |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| 91 Day | $500.00 | $500.00 | 2.25% | 2.23% |
| 6 Month | $500.00 | $500.00 | 2.00% | 1.98% |
| 12 Month | $500.00 | $500.00 | 2.00% | 1.98% |
| 18 Month | $500.00 | $500.00 | 2.00% | 1.98% |
| 24 Month | $500.00 | $500.00 | 2.00% | 1.98% |
| 36 Month | $500.00 | $500.00 | 2.00% | 1.98% |
| 48 Month | $500.00 | $500.00 | 2.00% | 1.98% |
| 60 Month | $500.00 | $500.00 | 2.00% | 1.98% |
| Minimum Opening Deposit |
|
|---|---|
| 91 Day | $500.00 |
| 6 Month | $500.00 |
| 12 Month | $500.00 |
| 18 Month | $500.00 |
| 24 Month | $500.00 |
| 36 Month | $500.00 |
| 48 Month | $500.00 |
| 60 Month | $500.00 |
| Minimum Balance To Obtain APY |
|
| 91 Day | $500.00 |
| 6 Month | $500.00 |
| 12 Month | $500.00 |
| 18 Month | $500.00 |
| 24 Month | $500.00 |
| 36 Month | $500.00 |
| 48 Month | $500.00 |
| 60 Month | $500.00 |
| Annual Percentage Yield (APY) |
|
| 91 Day | 2.25% |
| 6 Month | 2.00% |
| 12 Month | 2.00% |
| 18 Month | 2.00% |
| 24 Month | 2.00% |
| 36 Month | 2.00% |
| 48 Month | 2.00% |
| 60 Month | 2.00% |
| Interest Rate | |
| 91 Day | 2.23% |
| 6 Month | 1.98% |
| 12 Month | 1.98% |
| 18 Month | 1.98% |
| 24 Month | 1.98% |
| 36 Month | 1.98% |
| 48 Month | 1.98% |
| 60 Month | 1.98% |
Certificates of Deposit are available for personal banking and business banking customers.
The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.
Certificates of Deposit (CDs) – Special Offerings
Certificates of Deposit (CDs) – Special Offerings |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| 6 Month Special | $500.00 | $500.00 | 3.85% | 3.78% |
| 12 Month Special | $500.00 | $500.00 | 3.75% | 3.68% |
| Minimum Opening Deposit |
|
|---|---|
| 6 Month Special | $500.00 |
| 12 Month Special | $500.00 |
| Minimum Balance To Obtain APY |
|
| 6 Month Special | $500.00 |
| 12 Month Special | $500.00 |
| Annual Percentage Yield (APY) |
|
| 6 Month Special | 3.85% |
| 12 Month Special | 3.75% |
| Interest Rate | |
| 6 Month Special | 3.78% |
| 12 Month Special | 3.68% |
Certificates of Deposit are available for personal banking and business banking customers.
The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.
Individual Retirement Accounts (IRAs)
Individual Retirement Accounts (IRAs) |
Minimum Opening Deposit |
Minimum Balance To Obtain APY |
Annual Percentage Yield (APY) |
Interest Rate |
|---|---|---|---|---|
| 6 Month | $500.00 | $500.00 | 3.85% | 3.78% |
| 12 Month | $500.00 | $500.00 | 3.75% | 3.68% |
| 18 Month | $500.00 | $500.00 | 2.00% | 1.98% |
| 24 Month | $500.00 | $500.00 | 2.00% | 1.98% |
| 36 Month | $500.00 | $500.00 | 2.00% | 1.98% |
| 48 Month | $500.00 | $500.00 | 2.00% | 1.98% |
| 60 Month | $500.00 | $500.00 | 2.00% | 1.98% |
| Minimum Opening Deposit |
|
|---|---|
| 6 Month | $500.00 |
| 12 Month | $500.00 |
| 18 Month | $500.00 |
| 24 Month | $500.00 |
| 36 Month | $500.00 |
| 48 Month | $500.00 |
| 60 Month | $500.00 |
| Minimum Balance To Obtain APY |
|
| 6 Month | $500.00 |
| 12 Month | $500.00 |
| 18 Month | $500.00 |
| 24 Month | $500.00 |
| 36 Month | $500.00 |
| 48 Month | $500.00 |
| 60 Month | $500.00 |
| Annual Percentage Yield (APY) |
|
| 6 Month | 3.85% |
| 12 Month | 3.75% |
| 18 Month | 2.00% |
| 24 Month | 2.00% |
| 36 Month | 2.00% |
| 48 Month | 2.00% |
| 60 Month | 2.00% |
| Interest Rate | |
| 6 Month | 3.78% |
| 12 Month | 3.68% |
| 18 Month | 1.98% |
| 24 Month | 1.98% |
| 36 Month | 1.98% |
| 48 Month | 1.98% |
| 60 Month | 1.98% |
Business customers are not eligible for Individual Retirement Accounts.
The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings. For more information on terms, rates, or products, please contact us.