Rates
Discover the benefits of more lending power, competitive interest rates, and local decision-making with Maine Community Bank.
Rates effective June 17, 2026 and are subject to change.
Personal
207 Rewards Checking
$1.00 to $9,999.99
Annual Percentage Yield (APY)
0.02%
Minimum Deposit to Open
$1.00
$10,000.00 or more
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $9,999.99
0.02%
$1.00
$10,000.00 or more
0.05%
$1.00
Champion High-Yield Checking – High Tier*
$1.00 to $9,999.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$10,000.00 to $49,999.99
Annual Percentage Yield (APY)
0.15%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.20%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
0.25%
Minimum Deposit to Open
$1.00
$250,000.00 to $499,999.99
Annual Percentage Yield (APY)
0.50%
Minimum Deposit to Open
$1.00
$500,000.00 to $4,999,999.99
Annual Percentage Yield (APY)
0.60%
Minimum Deposit to Open
$1.00
$5,000,000.00 or more
Annual Percentage Yield (APY)
0.25%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $9,999.99
0.05%
$1.00
$10,000.00 to $49,999.99
0.15%
$1.00
$50,000.00 to $99,999.99
0.20%
$1.00
$100,000.00 to $249,999.99
0.25%
$1.00
$250,000.00 to $499,999.99
0.50%
$1.00
$500,000.00 to $4,999,999.99
0.60%
$1.00
$5,000,000.00 or more
0.25%
$1.00
Champion High-Yield Checking – Low Tier*
$1.00 to $9,999.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$10,000.00 to $49,999.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
0.15%
Minimum Deposit to Open
$1.00
$250,000.00 to $499,999.99
Annual Percentage Yield (APY)
0.20%
Minimum Deposit to Open
$1.00
$500,000.00 to $4,999,999.99
Annual Percentage Yield (APY)
0.20%
Minimum Deposit to Open
$1.00
$5,000,000.00 or more
Annual Percentage Yield (APY)
0.20%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $9,999.99
0.05%
$1.00
$10,000.00 to $49,999.99
0.05%
$1.00
$50,000.00 to $99,999.99
0.10%
$1.00
$100,000.00 to $249,999.99
0.15%
$1.00
$250,000.00 to $499,999.99
0.20%
$1.00
$500,000.00 to $4,999,999.99
0.20%
$1.00
$5,000,000.00 or more
0.20%
$1.00
Health Savings Account
$1.00 or more
Annual Percentage Yield (APY)
0.50%
Minimum Deposit to Open
$0.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 or more
0.50%
$0.00
207 Savings
$1.00 to $249,999.99
Annual Percentage Yield (APY)
2.07%
Minimum Deposit to Open
$1.00
$250,000.00 or more
Annual Percentage Yield (APY)
0.00%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $249,999.99
2.07%
$1.00
$250,000.00 or more
0.00%
$1.00
Essential Savings
$1.00 to $2,499.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$2,500.00 to $9,999.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$10,000.00 to $24,999.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$25,000.00 to $49,999.99
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
$100,000.00 or more
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $2,499.99
0.05%
$1.00
$2,500.00 to $9,999.99
0.05%
$1.00
$10,000.00 to $24,999.99
0.05%
$1.00
$25,000.00 to $49,999.99
0.10%
$1.00
$50,000.00 to $99,999.99
0.10%
$1.00
$100,000.00 or more
0.10%
$1.00
Essential Money Market
$1.00 to $19,999.99
Annual Percentage Yield (APY)
0.15%
Minimum Deposit to Open
$1.00
$20,000.00 to $49,999.99
Annual Percentage Yield (APY)
0.20%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.25%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
0.25%
Minimum Deposit to Open
$1.00
$250,000.00 to $749,999.99
Annual Percentage Yield (APY)
1.50%
Minimum Deposit to Open
$1.00
$750,000.00 or more
Annual Percentage Yield (APY)
1.50%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $19,999.99
0.15%
$1.00
$20,000.00 to $49,999.99
0.20%
$1.00
$50,000.00 to $99,999.99
0.25%
$1.00
$100,000.00 to $249,999.99
0.25%
$1.00
$250,000.00 to $749,999.99
1.50%
$1.00
$750,000.00 or more
1.50%
$1.00
Champion High-Yield Money Market
$1.00 to $9,999.99
Annual Percentage Yield (APY)
0.25%
Minimum Deposit to Open
$1.00
$10,000.00 to $24,999.99
Annual Percentage Yield (APY)
0.40%
Minimum Deposit to Open
$1.00
$25,000.00 to $49,999.99
Annual Percentage Yield (APY)
0.50%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
1.00%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$1.00
$250,000.00 or more
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $9,999.99
0.25%
$1.00
$10,000.00 to $24,999.99
0.40%
$1.00
$25,000.00 to $49,999.99
0.50%
$1.00
$50,000.00 to $99,999.99
1.00%
$1.00
$100,000.00 to $249,999.99
2.00%
$1.00
$250,000.00 or more
2.00%
$1.00
Reserve High-Yield Money Market
$1.00 to $49,999.99
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
2.15%
Minimum Deposit to Open
$1.00
$100,000.00 to $174,999.99
Annual Percentage Yield (APY)
2.35%
Minimum Deposit to Open
$1.00
$175,000.00 to $249,999.99
Annual Percentage Yield (APY)
2.80%
Minimum Deposit to Open
$1.00
$250,000.00 to $499,999.99
Annual Percentage Yield (APY)
3.10%
Minimum Deposit to Open
$1.00
$500,000.00 to $999,999.99
Annual Percentage Yield (APY)
3.35%
Minimum Deposit to Open
$1.00
$1,000,000.00 or more
Annual Percentage Yield (APY)
3.50%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $49,999.99
2.00%
$1.00
$50,000.00 to $99,999.99
2.15%
$1.00
$100,000.00 to $174,999.99
2.35%
$1.00
$175,000.00 to $249,999.99
2.80%
$1.00
$250,000.00 to $499,999.99
3.10%
$1.00
$500,000.00 to $999,999.99
3.35%
$1.00
$1,000,000.00 or more
3.50%
$1.00
Business
Interest Business Checking*
$1.00 to $9,999.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$10,000.00 to $24,999.99
Annual Percentage Yield (APY)
0.05%
Minimum Deposit to Open
$1.00
$25,000.00 to $49,999.99
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
0.15%
Minimum Deposit to Open
$1.00
$250,000.00 or more
Annual Percentage Yield (APY)
0.15%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $9,999.99
0.05%
$1.00
$10,000.00 to $24,999.99
0.05%
$1.00
$25,000.00 to $49,999.99
0.10%
$1.00
$50,000.00 to $99,999.99
0.10%
$1.00
$100,000.00 to $249,999.99
0.15%
$1.00
$250,000.00 or more
0.15%
$1.00
IOLTA & RAHF Checking
$1.00 or more
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 or more
2.00%
$1.00
Smart Business Savings
$1.00 to $9,999.99
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
$10,000.00 to $24,999.99
Annual Percentage Yield (APY)
0.10%
Minimum Deposit to Open
$1.00
$25,000.00 to $49,999.99
Annual Percentage Yield (APY)
0.25%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.25%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
1.75%
Minimum Deposit to Open
$1.00
$250,000.00 or more
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $9,999.99
0.10%
$1.00
$10,000.00 to $24,999.99
0.10%
$1.00
$25,000.00 to $49,999.99
0.25%
$1.00
$50,000.00 to $99,999.99
0.25%
$1.00
$100,000.00 to $249,999.99
1.75%
$1.00
$250,000.00 or more
2.00%
$1.00
Smart Business Money Market*
$1.00 to $24.999.99
Annual Percentage Yield (APY)
0.20%
Minimum Deposit to Open
$1.00
$25,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.45%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
0.60%
Minimum Deposit to Open
$1.00
$250,000.00 to $749,999.99
Annual Percentage Yield (APY)
1.25%
Minimum Deposit to Open
$1.00
$750,000.00 to $999,999.99
Annual Percentage Yield (APY)
1.25%
Minimum Deposit to Open
$1.00
$1,000,000.00 or more
Annual Percentage Yield (APY)
1.25%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $24.999.99
0.20%
$1.00
$25,000.00 to $99,999.99
0.45%
$1.00
$100,000.00 to $249,999.99
0.60%
$1.00
$250,000.00 to $749,999.99
1.25%
$1.00
$750,000.00 to $999,999.99
1.25%
$1.00
$1,000,000.00 or more
1.25%
$1.00
Treasury Advantage Business Money Market*
$1.00 to $49,999.99
Annual Percentage Yield (APY)
0.36%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
0.73%
Minimum Deposit to Open
$1.00
$100,000.00 to $249,999.99
Annual Percentage Yield (APY)
1.10%
Minimum Deposit to Open
$1.00
$250,000.00 to $749,999.99
Annual Percentage Yield (APY)
1.47%
Minimum Deposit to Open
$1.00
$750,000.00 to $999,999.99
Annual Percentage Yield (APY)
1.65%
Minimum Deposit to Open
$1.00
$1,000,000.00 or more
Annual Percentage Yield (APY)
1.84%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $49,999.99
0.36%
$1.00
$50,000.00 to $99,999.99
0.73%
$1.00
$100,000.00 to $249,999.99
1.10%
$1.00
$250,000.00 to $749,999.99
1.47%
$1.00
$750,000.00 to $999,999.99
1.65%
$1.00
$1,000,000.00 or more
1.84%
$1.00
Reserve High-Yield Business Money Market*
$1.00 to $49,999.99
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$1.00
$50,000.00 to $99,999.99
Annual Percentage Yield (APY)
2.15%
Minimum Deposit to Open
$1.00
$100,000.00 to $174,999.99
Annual Percentage Yield (APY)
2.35%
Minimum Deposit to Open
$1.00
$175,000.00 to $249,999.99
Annual Percentage Yield (APY)
2.80%
Minimum Deposit to Open
$1.00
$250,000.00 to $499,999.99
Annual Percentage Yield (APY)
3.10%
Minimum Deposit to Open
$1.00
$500,000.00 to $999,999.99
Annual Percentage Yield (APY)
3.35%
Minimum Deposit to Open
$1.00
$1,000,000.00 or more
Annual Percentage Yield (APY)
3.50%
Minimum Deposit to Open
$1.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
$1.00 to $49,999.99
2.00%
$1.00
$50,000.00 to $99,999.99
2.15%
$1.00
$100,000.00 to $174,999.99
2.35%
$1.00
$175,000.00 to $249,999.99
2.80%
$1.00
$250,000.00 to $499,999.99
3.10%
$1.00
$500,000.00 to $999,999.99
3.35%
$1.00
$1,000,000.00 or more
3.50%
$1.00
CDs & IRAs
Certificates of Deposit (CDs) – Standard Rates
91 Day
Annual Percentage Yield (APY)
2.25%
Minimum Deposit to Open
$500.00
6 Month
Annual Percentage Yield (APY)
2.25%
Minimum Deposit to Open
$500.00
12 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
18 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
24 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
36 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
48 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
60 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
Certificates of Deposit (CDs) – Special Offerings
6 Month Special
Annual Percentage Yield (APY)
3.50%
Minimum Deposit to Open
$500.00
12 Month Special
Annual Percentage Yield (APY)
3.25%
Minimum Deposit to Open
$500.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
6 Month Special
3.50%
$500.00
12 Month Special
3.25%
$500.00
Individual Retirement Accounts (IRAs) – Standard Rates
6 Month
Annual Percentage Yield (APY)
2.25%
Minimum Deposit to Open
$500.00
12 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
18 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
24 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
36 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
48 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
60 Month
Annual Percentage Yield (APY)
2.00%
Minimum Deposit to Open
$500.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
Individual Retirement Accounts (IRAs) – Special Offerings
6 Month Special
Annual Percentage Yield (APY)
3.50%
Minimum Deposit to Open
$500.00
12 Month Special
Annual Percentage Yield (APY)
3.25%
Minimum Deposit to Open
$500.00
Annual Percentage Yield (APY)
Minimum Deposit to Open
6 Month Special
3.50%
$500.00
12 Month Special
3.25%
$500.00