Personal Banking

CDs & IRAs

Putting money away for the future isn’t always easy, but using a Certificate of Deposit (CD) or an Individual Retirement Account (IRA) is! CDs and IRAs let you earn higher interest rates on money that you don’t need immediate access to. We offer a variety of terms and rates so that you can put your money aside and watch it grow.

Young couple sitting at their kitchen table with a laptop, looking at their finances.

What are the benefits of opening a CD?

  • Safe investment – no stock market volatility
  • Predictable earnings
  • Flexible terms
  • Higher returns than a savings account

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Traditional IRA

  • Can be opened independently without the participation of an employer
  • Contributions may provide immediate tax benefits and/or earnings may be tax deferred until retirement
  • Withdrawals can begin at 59½

Please consult your tax advisor for any potential tax implications.

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Roth IRA

  • Can be opened without the participation of an employer
  • Contributions are made after taxes allowing any qualifying principal distribution to be tax free
  • Withdrawals can begin at 59½

Please consult your tax advisor for any potential tax implications.

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Check Out Other Account Offerings

Personal Money Market

If you’re looking to save but need full access to your funds, these accounts are for you.

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Personal Checking

Our checking accounts are designed to make your banking easier, no matter where you are.

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Personal Savings

No matter what you’re saving for, our savings accounts are an easy way to set money aside and let it grow.

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Get Started

Complete this form and we’ll contact you to get the ball rolling. Prefer the phone? Give your local branch a call.