Smart Start hoME Loan
Buying a first home can be exciting and overwhelming all at the same time, which is why we have a variety of tools and resources to assist along the way. Whether you are just starting to look for your dream house or already have one in mind, we are here to help you purchase a home, even without a large down payment.*
Features
- 100% financing options
- No income or purchase price limits
- Reduced cost private mortgage insurance
- Local decision making and servicing

Open The Door To Your First Home
Our loan officers can guide you through the process, answer all your questions, and help you find the best financing for your mortgage. In fact, we’re here for you throughout the entire life of your loan!
Ready to turn the key to your new home? Let’s open the door to homeownership together. Contact us today to learn more and begin your journey to owning your first home.
Contact a LenderLet’s Talk
Complete this form and a member of our lending team will contact you. Prefer the phone? Give us a call at 207-221-8474.
*Cannot have owned a home in the past three years. If this contains any loan terms or conditions, your actual rate, payment, and costs could be higher. Get an official loan estimate before choosing the loan.